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                  EMI Calculator App

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                  Facebook Advertising

                  4 Outstanding Advantages Of Facebook Advertising!

                  Influence Purchase Decisions

                  Online Reviews Influence Purchase Decisions

                  Skimming Work

                  How does Price Skimming Work?

                  Market Intelligence

                  Market Intelligence and Why It Is Important For Businesses

                  Online Business

                  How To Invest in Online Business for Multiple Income Stream

                  Neobanks

                  How do Neobanks Succeed? Where are Indian Neo Banks Headed?

                  A Helpful Guide to Determining Whether a Company is Ethical

                  Trending Tags

                  • Tech
                    Phone Repair Store

                    What are the Perks of Visiting a Phone Repair Store?

                    Mobile UX Design

                    5 Mobile UX Design Tips to Delight Your Users

                    TV repair shops

                    Tips to increase TV lifespan by a TV repair shops Lawrence KS?

                    Electric Scooters

                    7 Types of Electric Scooters for Adults to Buy in the Market

                    Laptop Design

                    5 Interesting Trends in Laptop Design in 2022

                    Apple phone repair Land O Lakes

                    Apple phone repair Land O Lakes – Answer to all your Tech Problems?

                    Cell phone repair store

                    A guide by a cell phone repair store to make your laptop faster

                    DevOps

                    Reasons for the Rise of DevOps

                    Cell Phone Repair Store

                    How To Find The Right Cell Phone Repair Store In Calgary

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                    • LifeStyle
                      • All
                      • Fashion
                      • Food
                      • Health
                      • Travel
                      Style A Dress

                      5 Ways To Style A Dress

                      Looking to Travel in 2023

                      Tips for Someone Looking to Travel in 2023

                      Live Music

                      The Best Venues for Live Music in Greensboro

                      Types Of Mattress

                      Types Of Mattress

                      Aggressive Drivers

                      How to Deal With Aggressive Drivers

                      Jewelry Storage Ideas

                      12 Jewelry Storage Ideas That You Wish You Had Known Earlier

                      Ensure Food Safety

                      8 Security Measures You Should Take To Ensure Food Safety

                      Get money to buy phone

                      How to get money to buy phone in 2022?

                      Tourist Attractions and Things to Do in Bellingham, WA

                      Tourist Attractions and Things to Do in Bellingham, WA

                      Trending Tags

                      • Celebrity
                        Christopher Laird

                        Interview With The Science Fiction Author Christopher Laird

                        What did Mike say about Wendy Williams

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                        What Are Google Ad Grants and How Do They Work?

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                        mackzjones

                        Mackzjones (Mackenzie Jones): Wiki, Age, and many Facts!

                        how old is ranboo

                        How old is Ranboo? Wiki, Bio, Real Face, Real Name, Facts

                        devon hales

                        Devon Hales: Age, Spouse and Wikipedia

                        isabel ruby lieberstein

                        Isabel Ruby Lieberstein Wiki: Daughter of Angela Kinsey

                        Trending Tags

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                          • All
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                          TikTok

                          How TikTok Works And Why It Is So Popular?

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                          5 Injury Prevention Tips to Avoid Tennis-Related Injuries

                          Powerball

                          Learn How to Play Powerball Like a Pro!

                          Video Downloaders: The Best Downloader For Videos On The Web

                          Video Downloaders: The Best Downloader For Videos On The Web

                          film making in dehradun

                          Best Film Making Service In Dehradun

                          FuboTV

                          FuboTV lets you watch series and movies online via Android

                          Firstrowsports

                          Everything That You Need to Know About Firstrowsports

                          Everything You Need To Know About Nova TV

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                          Faze Away settings

                          Faze Sway Fortnite Settings: Controller, Video

                          Trending Tags

                          • Digital Marketing
                            Shopify SEO Services

                            Shopify SEO Services: 7 Things To Expect From The Best Agencies

                            How to Decide Your Target Audience for SEO?

                            How to Decide Your Target Audience for SEO?

                            Digital Marketing Training In Bangalore

                            Digital Marketing Training In Bangalore

                            SEO Sydney

                            How to Use Contextual Targeting for Effective Digital Strategy?

                            what is skyscraper technique and how effective it is

                            Skyscraper-Content Technique And Its Effectiveness

                            SEO Services in Lahore

                            How to Find and Choose A Reliable SEO Services in Lahore

                            digital-marketing-strategies

                            10 Best Digital Marketing Strategy Tips

                            Email-Marketing

                            7 Astounding Email Marketing Practices To Follow This Year

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                              Perks Of Studying Maths

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                              Easy ways of learning Quran for kids

                              Cgschool .in Login

                              Cgschool .in Login – Get A Complete Info Here!

                              How to Decide Your Target Audience for SEO?

                              Get SAP C_S4FTR_1909 Exam Dumps for Quick Preparation

                              How to Smart study for High marks?

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                              Check Eligibility & Apply Student Credit Card Online

                              by Alex James
                              March 30, 2022
                              Reading Time: 4 mins read
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                              Student Credit Card
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                              There is a common misconception that only salaried individuals can get a credit card. Non-salaried individuals can also enjoy credit card benefits if they meet the asked requirements. Students also feel the need for a credit line during tough times. Many credit card issuers offer a separate credit card with special benefits to a student. As a student, a credit card can come in handy when you need urgent money to purchase books, devices, or any other thing. Credit card for students also helps in meeting daily expenses. Read on to know how to check eligibility and apply for a student credit card easily in 2022.

                              Understanding the concept of credit cards for students

                              Credit cards are offered after checking the repayment capacity and credit score. Since students do not have a credit history, people assume they aren’t eligible for a credit card. Also, non-working students have no means of returning their credit card balance. Well, there are ways to judge the repayment capacity of students. Usually, credit card issuers check the bank account statement of a student before offering a credit card. If regular payments are received in the bank account of the student, he may get a credit card.

                              As a student, you must be receiving funds from your relatives/parents timely. You can show those funds as your repayment capacity to get a student credit card. Even if you haven’t taken a prior loan, you can get a student credit card. However, not all credit card issuers provide a credit line to students. Only some established banks offer student credit cards even if you aren’t working. Once a student gets a credit card, their credit history starts. You can clear credit card balances timely to boost your credit history over time.

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                              Eligibility requirement for a student credit card in 2022

                              The eligibility requirement for student credit cards will depend on the issuer. You must check the eligibility requirement with your credit card issuer before applying for a student credit card. It is better to check the student credit card eligibility beforehand than to get your application rejected. The general eligibility requirements for a student credit card online in India are given below:

                              • A student should be above 18 years of age to obtain a credit card in India.
                              • A student should have a dedicated bank account with funds coming at regular intervals. You will have to submit your bank account statement for obtaining a student credit card.
                              • Some banks may demand a co-signer for giving a student credit card.

                              Understanding the concept of a co-signer in credit cards

                              You must have heard about any student getting a credit card as a co-signer. It happens when credit card issuers cannot determine the creditworthiness of a student. Instead, they determine the creditworthiness of a relative/parent. The credit card is then generated in the name of the adult with a good credit score. At the same time, the adult and the student/minor can use the credit card. A student becomes the authorized user of a regular credit card owned by a parent/relative.

                              What is the specialty of a student credit card in India?

                              Credit cards for students are slightly different from other credit cards. For example, the interest charges are usually low for a student credit card than for a regular credit card. Credit card issuers also charge fewer processing fees and annual fees from students. Many student credit cards come with special offers like air miles, cash backs, and more. The initial credit limit for a student credit card is also lower than regular credit cards. However, a student can increase their credit card limit by making timely payments.

                              Why choose an online portal for getting a student credit card?

                              In this technological era, many banks offer credit card facilities online. Most banks have a dedicated website or mobile application for accepting credit card applications. You can skip the queues at physical banks by applying for a student credit card online.

                              When applying for a student credit card online, you have to submit the required documents. You can upload the scanned copies of your documents on the online portal of the credit card issuer. Make sure you compare the interest rates before obtaining a student credit card in 2022. Apply for a student credit card online within minutes!

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