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                              Everything You Need to Know about an EMI Calculator App

                              by Blogging Fort
                              December 14, 2022
                              Reading Time: 3 mins read
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                              EMI Calculator App
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                              When it comes to your financial goals, proper planning and the right execution play a significant role here. In the current era, where the cost of a car, home, gold etc., and such things are soaring, opting for a loan is the only choice one is left with. But, unfortunately, every single time when we plan to go for any loan, we tend to create rough figures in our minds. 

                              Sometimes, what happens is that due to these flawed figures, we either postpone our purchasing plan or even cancel it. This is where an easy EMI calculator app download steps in! One app makes everything relatively easy. 

                              What is an EMI?

                              An EMI is a fixed monthly amount a borrower pays to the lender on a fixed date. These monthly instalments are applied to the principal and interest amounts to pay off the loan smoothly.

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                              Once you download EMI calculator app, it helps you to know how much exactly you’ll pay each month. This helps in planning the financial goals accordingly. However, the lender also has an advantage here with a constant income flow each month.

                              How is an EMI calculated?

                              Now, to know what exactly you’ll be paying each month, you can calculate numbers manually on paper or verbally, but you also know that they aren’t accurate. Instead, an EMI calculator online is one of the best ways to do it. The choice is completely yours! 

                              The amount of loan, tenure and rate of interest are the three vital factors of a loan and the EMI applicable to a loan varies according to these parameters. 

                              How to use the EMI calculator app?

                              Many apps are available on the App Store (iPhone) and Play Store (Android). I’m not promoting any brand and just sharing my personal experience here so readers can better understand.

                              Around six and a half months ago, I planned to go for a home loan. Now, honestly, I’ve been using the Bajaj Finserv application for my mobile and broadband recharge etc. However, in this app only, I came across the EMI calculator online. 

                              Here is a step-by-step guide on how you can avail of this facility –

                              1. Download the Bajaj Finserv application on your smartphone
                              2. Sign up by entering your details 
                              3. On the home page, tap on the three bars at the top left.
                              4. Here, you’ll see an option of ‘Try our Calculators’
                              5. Further, Tap on ‘EMI Calculators for Loans’
                              6. There are three types of calculators available – EMI Calculator, Flexi Day Wise Interest Calculator and Flexi Transaction Calculator
                              7. Proceed further as per your requirements

                              Remember that if you are going for a loan, you need to know everything beforehand so that you can chalk out your financial goals accordingly. Moreover, once you download EMI calculator app like Bajaj Finserv, your life becomes more manageable. You are good to go by entering a few details like Loan Type, Variant, Amount etc.!

                              Read more interesting articles at Blogging Fort

                              Tags: EMI Calculator AppKnow about an EMI Calculator App

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